Purchasing a Tricare supplement when using Standard can be a wise investment. Do a Google search for “Tricare supplement” and consider the available plans. They are often listed in the back of the military “Times” newspapers.
MOAA Example: The Military Officers Association offers a plan for active duty officers. There is a 6-month pre-existing condition clause. This means that for the first 6 months they will not pay for treatment you are already receiving. For example, if your child has been attending speech therapy, you will have to pay the co-pays for the first 6 months. After 6 months the supplement will pay the difference between the Tricare allowable amount and the doctor’s billed amount. In the example immediately above of the doctor fees, the supplement would pay $260 and you would pay $20. (After you have reached your cap you won’t even have to pay the $20.)
Nutritional supplements are covered by Tricare if they are given only by tube, are ordered by an MD, are a pharmacy-filled prescription, and are the child’s primary source of nutrition.